Age Pension Calculator
To get age pension must be:
- born on or before 21/03/1959
- under the income and assets test limits
- an Australian resident, normally for at least 10 years.
Maximum payment rates (from 20 March 2026)
| Situation | Per fortnight |
|---|---|
| Single | $1,200.90 |
| Couple combined | $1,810.40 |
Income test
- As a single pensioner, the amount reduces by $0.50 for every additional dollar earned over $218.00 (fortnightly)
- As a pensioner couple, the combined amount reduces by $0.50 for every additional dollar over $380.00 combined (fortnightly)
Source: Services Australia — income test for Age Pension
Asset test
Homeowner
- As a single pensioner, the amount reduces by $3 for every additional $1,000 assessable assets exceed $321,500.00
- As a pensioner couple, the amount reduces by $3 for every additional $1,000 assessable assets exceed $481,500.00 (combined)
Non-homeowner
- As a single pensioner, the amount reduces by $3 for every additional $1,000 assessable assets exceed $579,500.00
- As a pensioner couple, the amount reduces by $3 for every additional $1,000 assessable assets exceed $739,500.00 (combined)
| Combined Fortnightly Pension | |
|---|---|
| Total under income test | |
| Total under asset test |
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Frequently Asked Questions
What is the Age Pension age in Australia?
The Age Pension eligibility age is 67 for people born on or after 1 January 1957. You must also meet residency requirements and pass the income and assets tests.
How much is the Age Pension in 2026?
As of 20 March 2026, the maximum Age Pension is $1,200.90 per fortnight for singles and $1,810.40 per fortnight combined for couples, including the basic rate, pension supplement, and energy supplement.
What is the Age Pension income test?
Under the income test, singles can earn up to $218 per fortnight before their pension reduces. The pension reduces by 50 cents for every dollar over this threshold. For couples, the free area is $380 combined per fortnight.
What is the Age Pension assets test?
For homeowners, a single person can hold up to $321,500 in assets before the pension reduces. For couples the homeowner threshold is $481,500. For non-homeowners, singles can hold $579,500 and couples $739,500. The family home is exempt from the assets test.
Can immigrants claim the Age Pension?
Yes, but you must have lived in Australia as an Australian resident for at least 10 years (with at least 5 continuous years). Certain qualifying residence periods may be counted under international social security agreements.